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  • Donec tellus enim, fermentum et sollicitudin
  • Donec tellus enim, fermentum et sollicitudin
  • Donec tellus enim, fermentum et sollicitudin
  • Donec tellus enim, fermentum et sollicitudin
  • Donec tellus enim, fermentum et sollicitudin
  • Donec tellus enim, fermentum et sollicitudin
  • Make the right investment to boost your competitiveness
  • Save at least 20% on your energy bill
  • Get up to 15% incentive back after your investment is complete
  • Get free technical assistance to assess your project
  • Modernize your industry, increase your profitability and competitiveness
  • Retrofit your hotel, reduce your operating costs, and improve your image
Benefits

Unique to MorSEFF is the “one-stop-shop” package including a loan or lease, free-of-charge technical assistance, and an investment incentive. More specifically, MorSEFF offers the following benefits:

Financial Benefits
  • Access to financing for a variety of investments (purchase of equipment, modernisation, retrofit, capacity increase)
  • Cost reduction through energy savings
  • Investment incentive (10% of loan / lease amount)
  • Bankable investment projects (energy savings included in the analysis)
 Free-of-charge Technical Assistance
  • Dedicated, multi-disciplinary local consultant team
  • Broad selection of pre-qualified materials and equipment for small-scale projects (LEME)
  • Support at every stage of the project cycle for larger or more complex projects (loan application, technical evaluation, financial appraisal, site visits, monitoring and verification)
Availability and Flexibility
  • Flexible product: loan or lease
  • Possibility of repeated transactions (within a limit of 50 000 000 DH per borrower)
  • Easy procedures and simple application process
  • Fast-track application process for smaller projects (LEME-based)
  • Programme availability through local participating banks
  • Diversified communication channels to Project Consultant to suit everyone’s needs (website, hotline, visits)
Market Advantages
  • Upgrade of technology coupled with cost savings lead to higher competitiveness
  • Improved corporate image (reduction of environmental impact of activities)

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Small Scale Financing

Fast-track loan or lease of up to 3 000 000 DH + vast choice of automatically qualified equipment on LEME database + 10% cash-back incentive after installation

 

Larger/More Complex Investment Financing

Loan up to 50 000 000 DH / Lease up to 10 000 000 DH + free technical assistance through implementation + 10% or 15% incentive post-verification

SEMED Multidonor Fund (This Fund is supported by Australia, Finland, France, Germany, Italy, the Netherlands, Norway, Sweden, Taipei China and the United Kingdom)

 

Participating Banks

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